A travel-insurance policy that covers theft, loss and medical problems is best for travelling in Nepal. There genuinely are a wide variety of policies available, so check tub print carefully. Make sure are covered for adventure activities and high height. Since you reach above 4000 meters on quite a few treks in Nepal, it's better to choose a policy that covers medical and emergency repatriation, including helicopter evacuation for trekkers and general medical evacuation. Also understand that most medical therapy and facilities/hospitals must be paid for at the thing of delivery of affected person. So it’s wise to pick a policy that pays doctors or hospitals directly compared to you having to pay on the spot and claim later.